Ben Madgen and ALTO (interbank network)

Contents 1 High school career 2 College career 3 Professional career 4 International career 5 Personal 6 References 7 External links

High school career

Born in Williamstown, South Australia, Madgen played high school basketball for Faith Lutheran College in Tanunda, South Australia and was a member of the 2002 state championship winning team. College career

Madgen played four years of college basketball for Augusta State University from 2006 to 2010. Upon completing his college career in 2010, he was the all-time leading scorer for the Jaguars and the Peach Belt Conference with 2,306 points. On 3 March 2010, his number 1 jersey was retired, which was the only time an active Jaguar player has had his jersey retired before. Professional career

Madgen played 18 games as a development player for the Adelaide 36ers during the 2005–06 NBL season. Following the conclusion of his college career, Madgen signed with the Sydney Kings for the 2010–11 NBL season and subsequently went on to win the NBL Rookie of the Year award for 2011.

In 2011–12, Madgen saw his role with the Kings increase, and while the Kings finished third-last in the league, Madgen improved his statistics to 13.0 points, 3.2 rebounds and 1.8 assists per game.

At the end of the 2012–13 NBL season, Madgen was awarded the NBL's most improved player as well as being selected to his first All-NBL First Team.

On 10 October 2013, Madgen was named in the Sydney Kings 25th Anniversary Team.

On 20 March 2014, Madgen re-signed with the Kings on a two-year deal. International career

After being selected in the Boomers squad for the Sino-Australia Challenge against China in June 2013, Madgen sustained a right ankle subtalar dislocation during training only a day after game 1 of the four game series. Personal

Madgen is the son of Gene and Deborah Madgen, and has a brother, Jack, and two sisters, Carly and Tess. Jack currently plays college basketball at Delta State University, while Tess is currently playing in the WNBL for the Bulleen Boomers.

In May 2014, Madgen married Bria Kirk.

In his spare time, Madgen is studying a Master of Business Administration.

ALTO (interbank network) and Ben Madgen

Contents 1 History 2 Timeline 3 Products 4 Definition of Member, Partner, and Merchant in ALTO Network 5 Benefits for Members 6 Benefits for Partners as Biller Service Provider 7 Benefits for Partners as Delivery Channel Service Provider 8 Benefits for Merchants 9 ALTO Business Partners 10 Members 11 Non Bank Member 12 References 13 External links

History

In 1997, Asian Economic Crisis invaded Indonesian banking industry. Many banks closed, merged or recapitalized. It's ALTO that is still stand out with 9 other network powered bank members.

In 2003, ALTO started ATM Acquiring business that gives banking solutions to do procurement of ATM. ALTO provides ATM procurement anywhere and for any business units. From national bank, international bank, BPR, cooperation, to factory. With simple terms and condition, and also low investment costs, ALTO provides complete networking system and periodic ATM maintenance to maintain transaction cosines on the ATM.

2007, ALTO expanded the business to Money Transfer Operation. In 2009, ALTO developed Mobile Air Time Top Up for all telecommunication provider in Indonesia. From time to time, ALTO never stop innovate the business. The newest business start up from ALTO is Boston School of Banking and Finance, which focused in education for the future banking employers. The other start up is a payment service named ALTO Cash.

November 2013, ALTO made a joint venture with Seven Bank, who is a Japanese ATM network, named PT. ATM. The goal is to developing ATM business in Indonesia. Timeline 1994 – Shared ATM Network 2004 – ATM Acquiring 2007 – Money Transfer Operation 2009 – Biller, Top Up Mobile 2011 – Front End Processing Switching Outsourcing 2011 – NSICCS Function Lab 2012 2011 – Core Banking Outsourcing 2011 – Alto Cash and ARMS (Mobile Wallet) 2011 – Boston School of Banking and Finance 2012 – SMS Banking 2013 – Tanamas System 2013 – EDC 2013 - Set Up PT CBI with PT RINTIS and PT ARTAJASA 2013 – Remittance Outward 2014 – Alto Pay 2015 - PCI-DSS Compliant (Coming Soon) Products Outsourcing Core Banking Application Outsourcing Switching Application ATM Outsourcing ALTO Cash Biller Gateway Remittance (Cash to Account or Account to Cash) Definition of Member, Partner, and Merchant in ALTO Network The members in ALTO Network are every financial institution or bank which registered as member in ALTO Network. The membership is open for all Bank Indonesia clearing participant. The partners in ALTO Network are every companies which provide biller service and delivery channel service owner. The merchants in ALTO Network are every business entity or individual which participated in Debt Card Service Facility utilization and incorporated in ALTO Network. Benefits for Members Expanding Bank Outreach Members in a short time. By joining ALTO Network, the customers from the member (bank) are able to do transaction in ATM Terminal, EDC, and any other Delivery Channel that belonged to another member, partner, and merchant that connected to ALTO Network. Low Investment and Operational Cost. To reach a wide Delivery Channel network, members must invest some cost. In ALTO Network, investment and operational cost are able to be lower. Revenue for Bank ATM terminal owner, EDC, and any other Delivery Channel. Bank ATM terminal owner, EDC, and Delivery Channel will earn revenue for the use of ATM terminal, EDC, and Delivery Channel by customers from another bank members. The more transactions done in the ATM terminal, EDC, and Delivery Channel, the more revenue will be earn. Benefits for Partners as Biller Service Provider

Increase Sales. For Partners who incorporated by ALTO Network, range of payment transactions on the products offered will be expanded so that it will increase sales. Benefits for Partners as Delivery Channel Service Provider Revenue for Bank ATM terminal owner, EDC, and any other Delivery Channel. ATM terminal owner, EDC, and Delivery Channel will earn revenue for the use of ATM terminal, EDC, and Delivery Channel by customers from another bank members. The more transactions done in the ATM terminal, EDC, and Delivery Channel, the more revenue will be earn. Benefits for Merchants Simplify the transaction process. Transaction process in Merchant will be easier and more secure if the merchant itself joins ALTO Network. The transaction payment will be credited directly to merchant's account. Increase Sales. With the easier and the more practical payment method, Merchant will be able to increase product sales. ALTO Business Partners PT. INTI SENTRAL OPERASI PT. AKEZ REMITTA PT. FINNET INDONESIA PT. Gerbang Sinergi Prima (GSP) NUSA Pro (Top Up Selular) PT. Pulsa Inti Nasional (Top Up Selular) PT. Warna Bintang Kreasi PT. Mitra Integrasi Informatika Boston School of Finance & Banking Baron Biondi Williams Members Bank Permata, Bank Internasional Indonesia, Bank Danamon, Bank Panin, Bank Artha Graha, Bank Prima Master Bank BNP Rabobank Indonesia, Bank Harda International, Citibank Indonesia Hana Bank Sinarmas Bank Bank Kesejahteraan Ekonomi BPR KS Bank Tabungan Negara Bank CNB DBS Bank Bank Mestika Bank NISP BPR Eka Bumi Artha Bank SBI Indonesia BPR Lasem Non Bank Member KSP Intidana PT. Finnet Indonesia PT. Indosat.tbk
239+255 238 240 241